More than likely, your Social Security disability case is going to be denied at least once. This is especially true if you are under the age of 50 or you only have a mental impairment(s) that keep you from working. If you fit within these two categories, chances are you may be denied more than once. And, even if you are not within either category, you could find your case being denied just the same.
If you’re going to file for Social Security disability benefits, here are some things you really need to know:
After one of my clients is denied, I often stop the appeal process and ask them a couple of questions to determine whether he or she is willing to take his or her Social Security disability claim to the next step.
Do you have a physical or mental impairment which keeps you from working 8 hours per day, 5 days per week? Here are some tips to help you better prepare before filing for Social Security disability benefits:
If You’re Going To File For SSD You Need To Prepare.
If you read anything in regards to being prepared financially, the first thing a smart investor will tell you is to make sure you have at least six months of reserves just in case anything catastrophic happens.
However, in reality, for most, this is an impossible task. For the most part, those who have to file for Social Security disability have worked at a job where their body gives out after so many years of hard physical labor. The reality again, is that most of these jobs do not pay enough to have six months in reserve. Add a family and a mortgage to that, and there is usually very little left over after each paycheck.
As with anything concerning Social Security disability, the best response I can offer is, “It’s confusing.” But, let me try and explain how you actually can work and collect Social Security disability at the same time.